Best public liability & insurer

[TheRockConcreting]

Who do you use, who would you say is the best?

[bobbi o]

Employ a broker to get the best deal on your behalf.

Choose a broker that you can trust.

[dig dug dan]

NFU

[Carberry]

Direct line are advertising on radio just now saying they will beat any quote.

I use OAMPS but I'm limited in my choice because of the hazardous goods.

[lutonlagerlout]

nfu
LLL

[TheRockConcreting]

Changed over my van insurance last week to nfu after reading a post on here, saved 250 quid. Didn't know they done public liability, have to give them another call!

[local patios and driveway]

simply business have always been the cheapest i could find, as to how good they are ive never had a claim

[bobbi o]

There's a misconception that if you cut out the middleman,its cheaper.

The big insurers prefer to deal with brokers to minimise their risk,hence you will get a better deal if you go to a broker.

Obviously,when you make a claim,its miles easier to have your broker working on your behalf.

Of course,if your outfit is one man and a van,the above might not apply!

[ambient]

nfu they cover all your tools as well

[lutonlagerlout]

£500 PA all tools covered as long as they are under lock and key
£200 excess
LLL