Insurance claim - Pick-up

[digerjones]

went to start a naw drive this morning in my village, pulled up outside job wrong side of road facing trafic. unloading mini digger, going down ramp and cash bang whollop, thought what the f... stopped digger on ramp to have a look. noticed trailer was off the hitch stuck up under back of truck. [ stil puzled] anyway got to front of truck and passenger side all caved in. turned out someone trying to come past me and met something coming and hit me. the guys local and i know him and his insurance is paying. my pick-up is going to be a right off. got a hired one coming tomorrow. so not a good start and not got much in the kitty at the mo to replace it.

[local patios and driveway]

Stick with the hired one till they pay out, should help speed up the process massivly. Make sure they know thats what you are doing.

[lutonlagerlout]

my old fella has had 2 write offs in the last 3 years and the insurance offers were derisory to say the least
a ford transit connect he had paid £4 grand for 6months before they offered him £1600
at the least you need to be able to replace like for like
at least you are ok dylan
LLL

[digerjones]

funny my farther in law, garage burnt down he got a brand new one plus all the tools. it dose'nt make sence :O

[dig dug dan]

any piccies of the carnage?

[digerjones]

any piccies of the carnage?

thanks for your carring thoughts dan
i might let you have a pic later

[digerjones]

alot worse than this pic shows

[mickg]

not that much wrong with it, new head light bogged up with filler and a 14 LB sledge to the door it will look as good as new

[lutonlagerlout]

is your neck hurting dylan?
yet?
LLL

[Mikey_C]

is your neck hurting dylan?
yet?
LLL

I suspect his neck is alright. It will the psychosocially effects, the nightmares, in ability to work due to fear of it happening again, can't drive a digger off the ramps without panic attacks, never mind the damage to the digger, trailer, loss of earnings etc. Still might be able to keep the van as part of the claim, bolt the door shut and stik a new head light in.

[Dave_L]

That'll repair easily. I'd try and keep the truck.

[Tony McC]

Something similar happened to one of my Tranny vans a few years back (when I was still contracting). We were working in Ormskirk about 25 miles from home, so I drove it back at the end of the shift and wouldn't you know it, a Plod in the nearby big town where I had to drop off some of the lads decided to nab me. This particular Plod had a grudge against us: my vans and wagons had been pulled over at least 15 times in a 6 month period and I ended up filing an harassment clainm against him and his force.

Anyway, despite the accident being no fault of mine or anyone working for me, and the only real damage being a smashed headlight/indicator assembly, I was charged with "driving a vehicle in a dangerous and unroadworthy condition" even though it was 5:30pm on an glorious August day, so no lighting issues. I took it to court, it was thrown out by the magistrates and the Plod reprimanded for wasting the court's time. Still, it cost me a day off work and another dollop of stress.

So, the moral is to be careful if you have to drive a vehicle with a missing headlight.

[digerjones]

got this thing now.

[local patios and driveway]

I had a crew cab but you cant carry 1.5t which never stopped me but in the end vosa had their say

[digerjones]

it seams to carry the weight well, as good as the cabstar. its weigh to big for what i want. got to find a good cabstar or maybe a totota dyna. its a real pain in the arse, had a pic up that did the job, they will give me scap value. i have'nt done anything wrong but end up getting a load of grief.