Van insurance

[michaelthegardener]

just had my renewal and its gone up about 60% ??? so im not happy i know everyones has gone up but 60% is stupid its with more than at the mo anyone got any recomendations of who i can try ?

[DNgroundworks]

Im with gladiator van insurance, £1400.00 for my navara, you could also try NFU, jcb insurance or axa all supposed to be good, im gonna go with jcb next year for all my insurances in one package.

[local patios and driveway]

Insurance companies? They are all shitbags..

Some are good for some people others good for others you got to take 3 hrs and ring them all. Remember to knock 10% of your best price everytime they ask until you get 3 oor 4 who cant beat it, then you know you are getting a good deal

[DNgroundworks]

Ye always ring them and negotiate, ive never paid what was quoted on my renewal letter, if you tell them such-a-body can do it for £300.00 cheaper, they will usually match it.

[mike builder/landscaper]

i agree with dn on this. haggle the price, phone round, lie a bit and phone the nfu. mine is approx 240 quid for a lwb high roof tranny. in the north east of england.

[bodgeitandscarper]

wheres best for business insurance?

[DNgroundworks]

I pay £800.00 for 5 and 10 mill public and employers liability, 100k hired in plant, own plant, phones and office equipment and personal liability, From axa insurance.

[local patios and driveway]

Good quote dan, how many employees does that cover

[lutonlagerlout]

NFU
LLL :;):

[mike builder/landscaper]

simply business are a good tinternet firm.

[Pablo]

the van's are with NFU and the others are a local outfit called dickson's. That's a cracking combo deal you get there DN I've never bothered with hired plant or my tools it's always been in the several thousands. I do pay a 5% damage waiver on the expensive stuff when it's on hire though which has bailed of out once or twice.

[local patios and driveway]

Jcb just quoted me a similar policy but without employers, they came out at 1200. Although thats excavations at 2.5m. Will be caling axa

[ambient]

nfu for business and tools,digger crusher and truck,
direct line for van

[London Stone Paving]

Aviva are good. I spoke to few companies and they quoted us on average £5500 each for our 32.00T man's. Aviva have done it for £5800 for both. They insisted that we could only use 5 named drivers and that all the drivers had no accidents in the last five years. We had to let a driver go and replace him with somebody with a cleaner record. To be fair though the guy we let go had had two bumps in the last 6 months and he was the reason that our premiums had gone sky high.

During the insurance negotiations I also discovered that our previous insurance company paid out £10,000 on a claim where our driver had simply taken off a mirror and scratched a wing on a 2000 bmw 3 series. Its one big gravy train and its no wonder all our premium's are going through the roof. Someones gotta pay for all this crap

[lutonlagerlout]

insurance has gone ridiculous
my old fella drives a transit connect
some one hit him from behind and they wanted to write it off
he got it repaired for £1800 but the best bit was they only wanted to give him £2000 for a van he paid £4200 for 9 months ago
a grab fella i know is paranoid about ppl deliberately pulling out on him
an old banger with 4 asian lads pulled out in front of him on a busy road
its hard to stop an 8 wheeler on a sixpence and he bumped them===> broke their number plate
all 4 lads got out rubbing their necks

cost his insurance 16 grand
its people like this who wack up the premiums
LLL