Family incomes to drop by £2k......

[meany]

There is still money about as you say that people are installing wood burners. Wood burners (a decent one) cost around a thousand quid with installation costing upto a thousand quid as well.
I have a Scan Anderson woood burning insert,belts out lots of heat but not that cheap to run as log suppliers have upped there prices with supply and demand.

[seanandruby]

condems are ruining the country. They're ok with all the money they have between them, they aren't worried that people are losing their jobs. Look at bombadier for example. There vote on the nhs is a joke. Why should they care with all the private medical care they get. Cant mention camerons name without adding an expletive , hate him with a passion.

[parishpaver]

When is it all going to end?

2014 is the year I hear most (what I consider to be) knowledgable people talk about. The three years inbetween are going to be unlike anything in my lifetime. Bank defaults. Sovereign defaults. Large/small companies going under. Lots of unemployment.

Tighten purse strings, Keep working, keep your profile up, keep smiling. Like others have said....if you and yours are healthy and there is food on the table and a roof over your head.......then you're winning.

And the coalition may be in charge while the country goes to the dogs but 13 years of Labour profligacy led to the current belt tightening.

[local patios and driveway]

if push came to shove i would work for 70 quid a day
rather be in crap work than sign on

Got a job for you anytime you need it for that price chap

[London Stone Paving]

condems are ruining the country. They're ok with all the money they have between them, they aren't worried that people are losing their jobs. Look at bombadier for example. There vote on the nhs is a joke. Why should they care with all the private medical care they get. Cant mention camerons name without adding an expletive , hate him with a passion.

You could say the same about all politicians though Sean, they all live a charmed life.

How can you blame the condems? They've only been running the show for 18 months and they've got thier hands completely tied by the financial meltdown, dont really see your logic

[local patios and driveway]

I think the only boom industry around here at the moment is installing wood burning stoves, every second person i meet has just had one or is having one installed, signs all over the shop advertising them and seem to see a lot of small trailors loaded up with logs.

A sign of the times when people will go to the trouble of installing and maintaining something like this, not to mention the man hours spent sourcing and cutting logs.

Was considering training for solar installs, those are government/ utillitiy funded still and free installs make them a no brainer but felt i was too late to jump on the band wagon, wasnt worth the 3k to train and get relative part p

Must admit if i could burn the offcuts of wood i accumulate from another business i would get a wood burning stove but its all tanalised, bit of a shame really

[flowjoe]

As mentioned for too easy to get personnel credit in the last 10 to 15 years, on the plus side it will be far harder for our kids to get into debt in the future hopefully !.

Always told my kids about good debt (mortgage) and bad debt (store cards, credit cards etc...) and lead by example, we have a mortgage and that's it, everything else is paid for when the money is in place, and not before.

Having said that they repossess the house next Tuesday :laugh:

[lutonlagerlout]

the solar panel thing is another flash in the pan,same as the stone cladding of the 70s,and maintenance free upvc of the 90s
I know a couple of lads who have done their bollox setting up expecting 2 jobs a week and getting 3 installs in a month
its highly competitive
all the figure they give for yield are total BS
the one from the job we did recently has earned the client 230 quid in 4 months
gonna take a while to get their 12k back
as has been said logs are getting pricey,my mate does 30 quid a week in his log burner,so unless you have access to cheap wood it aint cheap

and steve I know you are a bit younger than me,but after the last recession we heard all the same stuff about credit never being easy to get again, fast forward 5 years and they were dishing out 6X mortgages to teenyboppers

i dont blame cameron in particular,to my mind nearly all politicians are self serving barstewards
at least gordon brown was a decent man,incompetent but he did his best
strange how cameron and sarkozy visited libya? I wonder why
LLL

[lutonlagerlout]

As mentioned for too easy to get personnel credit in the last 10 to 15 years, on the plus side it will be far harder for our kids to get into debt in the future hopefully !.

Always told my kids about good debt (mortgage) and bad debt (store cards, credit cards etc...) and lead by example, we have a mortgage and that's it, everything else is paid for when the money is in place, and not before.

Having said that they repossess the house next Tuesday :laugh:

I concur FJ
I have no debt except mortgage debt and am doing my best to pay that off while rates are low
drives me nuts when lads at work go out clothes shopping and do a monkey on the "plastic"
that £500 down the line with interest will cost them 7-800 quid
FJ can vouch that I have never spent 500 quid on clothes in my life :;):
LLL

[flowjoe]

Not even close as a running total i expect

[lutonlagerlout]

cheers :laugh:
LLL

[rab1]

I have to disagree, Brown was a lunatic spending money like it was going out off fashion as was Blair but the Tories would have done the same.

John Hartson was in the paper today bleating about how people chase him for money after he agreed to something that let him pay back 12p for every pound he`s due. Twat

[lutonlagerlout]

didnt he have brain cancer recently rab?
I dont suppose he earned a bean while he was ill
i have met john a few times and although welsh he is a nice fella :;): (joke haggi)
as for gordon thats exactly what i meant,incompetent but not there to line his own nest
LLL

[rab1]

he is a decent bloke but he did run up his own debt and then wont/cant pay..?. If its only to a bookie fair does but what about the small traders not paid. As a player he is a legend but what happend...? :O

[seanandruby]

logic is, that's why i'm blaming them, because they've been running the show for 18 months......very badly. Selling all the work to foreign businesses and putting people on the dole only adds to the crisis. Now they are telling us to .....eat less ???