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Posted: Wed Jan 20, 2010 7:16 pm
by centralcrushers
so just renewed insurance on pick up. what the hell is going on? no claims, accidents or convictions this yewr, but renewal quote up nearly 50%!! rung round, no better elsewhere, so had to bite the bullet and take it off "any driver over 25". now 4 named drivers, bought it nearly back to what it was last year. dont understand this, ridiculous!
Posted: Wed Jan 20, 2010 9:00 pm
by GB_Groundworks
sugar i'm screwed then, mine used to be 560 on my navara, fully comp, i HAD 7 years had a bump this insurance year, i'm 27 do 30k+ miles a year. i reckon its goint to be 700-1000.
Posted: Wed Jan 20, 2010 9:10 pm
by centralcrushers
best of luck mate. as i said, nothing to claim this yr, no convictions. was paying 650/yr, was quoted 950 to renew; and thats with extra yrs no claims! like you, do about 30k a year and got loads of ncb, just cant get my head round it. got a feeling cost of everything is going to go thru the roof this year...
Posted: Wed Jan 20, 2010 9:31 pm
by DNgroundworks
I cant get insured on my van, i have to get my dad to be the policy holder, and me as an additional, called fronting and i dont think it allowed, but how else am i supposed to get insured?? had one accident last year which wasnt my fault
Posted: Wed Jan 20, 2010 9:53 pm
by GB_Groundworks
i had a woman in a bmw drive into the side of me just pulled out of a side road and drove straight into the back wheel, got it all fixed etc had a stiff neck, but wasn;t going to claim but might have to now just cover next years increase after i rear ended a ford ka during the height of my split with the ex did a proper job on the little thing, broke my number plate. the old woman claimed for personal injury.
yeah dan your not allowed to do that, they will just void your insurance if you ever need it, crash etc or van stolen and not pay out.
i had a warrior from 21-25 cost me 2200 first year 
Edited By GB_Groundworks on 1264024524
Posted: Wed Jan 20, 2010 10:28 pm
by mickg
yeah be very careful there Dan, if they can find any reason to kick out a claim then they will
Posted: Thu Jan 21, 2010 12:13 am
by lutonlagerlout
my mate lost his 7k car claim as he stated he had a garage,but didn't
i seem to remember NFU were cheap a while back, you have to shop around try here
cheers LLL
Posted: Thu Jan 21, 2010 1:44 pm
by Tony McC
A-Plan for fourbies insurance. The robbing canutes at AA Insurance wanted 2,500.01 quid for my L200 after I lost my no claims three years ago. They wouldn't even knock off that odd penny!
A fellow L200 owner put me on to A-Plan and they had me back on the road for 1,100 quid, which is now down to 700 quid, fully comp.
Posted: Thu Jan 21, 2010 3:46 pm
by gavinruane
try simply business...they seem ok
Posted: Thu Jan 21, 2010 4:47 pm
by Injured
I use A plan, a broker based in Thatcham, Berkshire, cheapest by far for both my van and Disco. prob going to change house ins to them too when renewal due.
Posted: Thu Jan 21, 2010 5:05 pm
by DNgroundworks
Oh dear, well untill i can afford im goin to have to carry on doing that and drive safe (which i try to anyway) they want quite a few grand for my own policy.
Bought a golf GTI 180 bhp when i was 17 cost me £4000.00 to ct in insured, yep im an idiot i know, itswhy alot of lads i know risk driving uninsured, the fine for driving uninsured is cheaper than the insurance itself, not worth it IMO but ther ya go.
Posted: Thu Jan 21, 2010 5:17 pm
by dig dug dan
just got insurance on my nissan cabstar, with one additional driver. protected no claims. No points no previous convictions or accidents. £571
NFU. threy cannot be beaten!
Posted: Thu Jan 21, 2010 5:22 pm
by cookiewales
DNgroundworks wrote:Oh dear, well untill i can afford im goin to have to carry on doing that and drive safe (which i try to anyway) they want quite a few grand for my own policy.
Bought a golf GTI 180 bhp when i was 17 cost me £4000.00 to ct in insured, yep im an idiot i know, itswhy alot of lads i know risk driving uninsured, the fine for driving uninsured is cheaper than the insurance itself, not worth it IMO but ther ya go.
it may be cheaper but they now crush the car or van even if new ???
Posted: Thu Jan 21, 2010 5:34 pm
by DNgroundworks
i didnt know that, but im insured for every mortal thing anyway, to much of a risk driving uninsured what if you kill someone? off to prison i reckon
Posted: Thu Jan 21, 2010 8:05 pm
by lutonlagerlout
its all changed now .i drove an old datsun round at 17 with a beer mat for a tax disc ,no mot,insurance ,nothing, I actually got pulled for DD 1 night (passed of course) at 2 am outside a club and they didn't even ask about documents.
got stopped last year for the heinous crime of driving a builders pick up in a rich area (like I am going to rob houses in a pick up with my name on the side?)
as well as the producer they took the serial numbers off all the power tools and wanted to know where i had been ,where i was going, and what i had for dinner the previous night?
is it any wonder the public feel alienated by the police?
same when i have to take my shoes off at airports,and surrender a half litre of evian,you cant even question the reasoning or you will be off for a cuban holiday of a lifetime before you can say "rocket launcher"
sorry to hijack the thread, but little things like this make me mad
NFU or A-plan it is then
LLL