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Posted: Tue Mar 19, 2013 9:59 pm
by lutonlagerlout
estate agents,solicitors and insurance companies
the missus had a minor RTA last year she was in a parking bay and a guy pulled in from the main road and they touched bumpers
she was stationary
he jumped out and said "oh my god I am awfully sorry"
she had no damage to her car he had a scratch on the bumper
they swapped details and that was the last we heard of it
till today when a CCJ arrived for 15 grand
apparently his hire car for 28 days cost £338 per day
and the scratch on his bumper cost £4k to fix
and he admitted liability???
there is a serious amount of legal mumbo jumbo on there but the facts have been totally distorted to "she drove into him at speed"
if I could get my hands on the claims assessor I would wring his effing neck
these people and the aforementioned are just dogs
LLL 
Posted: Tue Mar 19, 2013 10:37 pm
by rimexboy
Feck me this sort of thing is getting more and more common,
i was a witness to a guy who hit a kid years ago in Birmingham and yer the guy hit him but how he ever stopped as quick as he did I will never know.
About 18 months later his insurance call me up for more information as the kids mum is suing for every possible thing.
I told the insurance the driver should get a medal for stopping when he did as the kid came from no ware. And the mum should be reported for letting the 6 year old out on his own.
I know that don't help you at all tony, but it's getting beyond a joke with this sort of thing now, any prangs at all take photos of driver passengers and damage to cars, infact make out you are slightly hurt and that way the police have to attend.
I hope you get this sorted quick
Posted: Tue Mar 19, 2013 10:56 pm
by local patios and driveway
Im going to say it... Packy lifestyle
Posted: Tue Mar 19, 2013 11:26 pm
by lutonlagerlout
nah dan, it was an elderly english company director
I have a feeling its his insurance company and not him pushing this
LLL
Posted: Tue Mar 19, 2013 11:40 pm
by Kuts
I had a "little" RTA,
A woman jumped on the breaks on a slip road to a duel carriageway and i went into the back of her at about 3mph (my fault i know)
Nothing serious/no damage at all, this very large woman and her Nigerian friend were fine and we had a laugh about it.
Sadly the above later discovered the vehicle was un-driveable?, they couldn't go back to work for over 9 months?, both couldn't sleep for flashbacks, both had severe whiplash and arm cramps so bad she couldn't hold a drink.
To make things worse i was in the wifes car!
When the letter came she went off the fookin head 
Posted: Wed Mar 20, 2013 12:16 am
by rimexboy
lutonlagerlout wrote:nah dan, it was an elderly english company director
I have a feeling its his insurance company and not him pushing this
LLL
Pushing it tony....
At the very least they are lying there arses of about most of what you say happened...
Don't fill any of the paperwork in at all don't even phone the company contact your insurance company and pass it on to them, that's what you pay your insurance for.
Posted: Wed Mar 20, 2013 7:16 am
by lutonlagerlout
ye sent all the paperwork off to aviva
its just so sad the way these people work
LLL
Posted: Wed Mar 20, 2013 8:55 am
by GB_Groundworks
A 50/50 mix of nitromors and water in a bucket chucked over his car one night would be too good for that kind of scum
Posted: Wed Mar 20, 2013 9:33 am
by Carberry
You have to get the police involved in every accident now.
Took me a year to get my last claim sorted, I was parking on other side of road, guy pulled out without looking and dented wheel arch on navara. They kept on arguing saying it was my fault, they finally relented when I took photos showing how long the vehicle is, the location of the damage, recreated the incident etc
A guy that works with me still has an ongoing claim, a woman flashed him to let him pull out, he did. She drove into the back of him further down the road. She got out crying, admitted fault etc then he got a letter saying she is blaming him saying he cut her off. He's been driving for a living for 35 years and never had an accident. It has caused him a lot of grief when trying to insure his new vehicle.
Posted: Wed Mar 20, 2013 9:55 am
by henpecked
Its a case of getting in first, he has your details, if you do not inform the insurance co., you look to be liable in their eyes. CCTV and witnesses are your friend here.
Posted: Wed Mar 20, 2013 10:13 am
by rimexboy
Tony one other important thing is keep a very close eye on your credit rating, even go as far as checking it after the insurance company say its all sorted out now.
Posted: Wed Mar 20, 2013 5:26 pm
by dig dug dan
A 50/50 mix of nitromors and water in a bucket chucked over his car one night would be too good for that kind of scum
that sounds interesting. does it work?
Posted: Wed Mar 20, 2013 6:17 pm
by Tommy
I had one the other year, behind a woman at a roundabout. She pulls off, I look right to see if its clear. I start pulling off, and she had pulled off, but stopped after a foot for no apparent reason. I bump into the bumper at less than 3mph.
Exchanged details etc. Got a phone call a couple of days later saying her car is a write off. I phone insurance to report, only to be told that I have no insurance with that company (Which I did) because of non payment of the premium (which i paid in full at the start of the term) and that I would have to pay a £98 admin charge.
Cue two sleepless nights, and god knows how long on hold. Getting statements from the bank, saying I'd paid, which the insurance company wouldn't expect.
Made a formal complaint, only to be told it was a computer error, I had insurance afterall, and they'd sorted the claim, though disputing the write-off.
Made a formal complaint about the formal complaint, and got fobbed off with a nonsense story about their parent company mixing it up.
Lost 2 years no claims too.
Posted: Wed Mar 20, 2013 7:04 pm
by dig dug dan
My neighbour had a minor bump at a ro undabout, exchanged details.
He rang his insurance company to warn them they may get a call about it.
He heard nothing. Then 8 months later, his renewal premium had doubled. When he contacted them to ask why, they said it was because he had had an accident. He argued that there was no claim.they agreed, but stated that beacuse he had rung them to report it, it was classed as a claim, and would stay on his record for 5 years.
It doesnt pay to be honest
Posted: Wed Mar 20, 2013 7:16 pm
by msh paving
I had the same thing dan,reported there may be a claim but never happened, lost 2 years NCD and policy went up, there answer was i told them of a claim, never again MSH 
