Vehicle insurance

For the discussion of hand tools, power tools, operated and non-operated plant, and all sorts of kit associated with the paving and drainage trades
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Forestboy1978
Posts: 1000
Joined: Sun Oct 23, 2011 9:57 am
Location: southampton, hampshire

Post: # 88289Post Forestboy1978

My tipper died so I'm pxing it!

Want a crew cab tipper instead. The insurance has gone up and also can't be carried over cos it's classed as a different vehicle type. I intend to take the seats of the crew area to use for tool storage but I'm being told this again increases the insurance as it is classed as a modification.

So in summary all I want is to have a crew cab tipper modified as a 3 seater i.e not too dissimilar to the vehicle I already have. It seems the insurance company are trying to squeeze me for everything they can get.

Can anyone advise me?

Cheers
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rimexboy
Posts: 916
Joined: Thu Aug 07, 2008 8:31 pm

Post: # 88290Post rimexboy

The problem with insurance is you need to shop around every renewal date, just like all bills.

Also any mods you don't declare will cause you probs in the future possibly, and mods you do will increase your premium.

Have you considered a big box on the back of it or on the sides to store your stuff, also this would be more secure with a decent lock/box
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local patios and driveway
Posts: 1568
Joined: Mon May 10, 2010 9:58 pm
Location: Gatwick
Contact:
Contact local patios and driveway

Post: # 88295Post local patios and driveway

I have no claims for trade, private and commercial vehicle insurance, if a van is commercial my no claims apply. Something sounds wrong there, shop around, also check out tippers with roller shutters
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dig dug dan
Posts: 2504
Joined: Thu Jul 10, 2003 10:20 pm
Location: hemel hempstead,herts. 01442 212315

Post: # 88298Post dig dug dan

I have done this with my crew cab cabstar. Removed seats and rear heater, put in a steel floor and shelf. Insurance company did not care. Nfu all the way!
Dan the Crusher Man
01442 212315
www.crusherhire.co.uk
"a satisfied customer? we should have them stuffed!"
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rimexboy
Posts: 916
Joined: Thu Aug 07, 2008 8:31 pm

Post: # 88300Post rimexboy

dig dug dan wrote:I have done this with my crew cab cabstar. Removed seats and rear heater, put in a steel floor and shelf. Insurance company did not care. Nfu all the way!
I here a lot of good things about nfu on quite a lot of car/van forums
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Forestboy1978
Posts: 1000
Joined: Sun Oct 23, 2011 9:57 am
Location: southampton, hampshire

Post: # 88308Post Forestboy1978

Cheers guys.

I'll check out that NFU! I take it that's NFU mutual commercial insurance?
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rab1
Posts: 1869
Joined: Sun Jun 07, 2009 10:19 pm
Location: scotland

Post: # 88313Post rab1

Yes, there have been loads of post on here with people recommending them.
God loves a tryer
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Forestboy1978
Posts: 1000
Joined: Sun Oct 23, 2011 9:57 am
Location: southampton, hampshire

Post: # 88484Post Forestboy1978

Well guys thanks so much!! NFU literally destroyed every other quote I got by a 1/3 with a much better deal as well.

FANTASTIC!! :)
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rimexboy
Posts: 916
Joined: Thu Aug 07, 2008 8:31 pm

Post: # 88488Post rimexboy

Nice to hear some good news for a change
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Forestboy1978
Posts: 1000
Joined: Sun Oct 23, 2011 9:57 am
Location: southampton, hampshire

Post: # 88496Post Forestboy1978

rimexboy wrote:Nice to hear some good news for a change
Yeah I guess it is. I've had a pretty shit last year and this one so far so a bit of leverage is always nice.
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